Virginia workers’ compensation laws aim to get injured employees the medical care they need promptly, as well as provide benefits for lost wages and disability. The system is no-fault, so it is not necessary to prove that your employer was responsible for causing an accident. Instead, Virginia’s Workers’ Compensation Act requires employers to carry insurance to cover the losses of injured employees. If you were hurt or suffer from an occupational disease, you file a claim with the insurer to access workers’ comp benefits.
Unfortunately, insurance companies prioritize profits and will strive to pay as little as possible to protect their own bottom line. Insurers train their adjusters with this goal in mind, so these employees use a variety of tactics when processing claims. It is wise to retain a Virginia workers’ compensation attorney who will counter these methods, but you should beware of these common tricks from workers’ comp claim adjusters.
The insurance company will need medical records, but they are not entitled to any documentation beyond what is relevant to your work-related medical condition. Still, the adjuster may request that you sign a blanket release for your entire medical history. This overbroad information could reveal pre-existing conditions or previous injuries, which the insurer might use to downplay your current medical issues or unfairly deny the claim.
In the days following a workplace accident, you will be contacted by the adjuster who is investigating your claim. The person may ask you to consent to have your discussion recorded, and you should always decline. Falling for this trick could harm your rights, so you should talk to a lawyer before having a conversation with the adjuster.
Virginia workers’ comp laws require the adjuster to give you a panel of at least three options for a treating doctor. The healthcare provider you choose will manage your treatment and care plan, as well as offer a medical opinion about your claim. In some cases, the insurer will deflect this requirement by providing you with fewer options.
Insurance companies must respond to your claim within a reasonable amount of time, either with a denial or an offer to pay benefits. When you encounter unexplained, significant delays, this could be an adjuster’s tactic for putting off payment to you. They are gambling that you will abandon your claim over time. You might hear such excuses as:
You can see how common tricks from workers’ comp claim adjusters could affect your rights, so you should rely on experienced legal counsel to assist with the process. To learn how we address these tactics and protect your interests, please contact Hampton Injury Law PLC to schedule a case evaluation. A Virginia workers’ comp attorney will explain strategies for overcoming challenges with insurance companies.
Mr. Hoen handled my workman's comp case. He and his staff were outstanding. He took care of every little/big detail needed. He and his staff were there for every question we had. I highly recommend him.
Very great attorney. Would very greatly recommend him to anyone.
I can’t thank you enough. Everyone is awesome. I recommend Mr. Hoen for all your legal needs.
Mr. Hoen was thorough and professional. I recommend him if you need a good lawyer.
Mr. Hoen was very competent, friendly, and worked very hard to bring my case to a satisfactory ending. I would recommend him to anyone who needs legal representation.
I am happy with the service. Thank you. God Bless.
Great attorney and free consultation
Attorney Hoen is very professional and easy to deal with. He worked hard on our cases and was successful in winning for us. I highly recommend him.
After months and months of frustration attempting to handle the logistics of my husband’s workers' compensation case, we sought legal counsel from Mr. Hoen’s firm. It was such a relief to have someone with such professionalism and knowledge take the…
Mr. Hoen and his staff have always shown the proper concern and professionalism with every aspect of my case. He has even gone as far as to communicate with me while he was at home or out on holiday. If…
Do you have a question about your legal matters?
Receive a free consultation by filling out the form below.