Workplace accidents can be immensely stressful, no matter how they happen. But when you are injured in a traffic accident while on the clock, there are special considerations and regulations that apply, making these claims especially difficult to resolve.
If you are injured in an on-the-job auto accident, it’s essential to understand your rights and the compensation you may be eligible to receive. Here, we’ll cover several points to consider if you’re injured while traveling for work. For more detailed help with your specific claim, consult an experienced workers’ compensation attorney.
A workplace auto accident can leave you injured but also burdened with medical bills and loss of income. Virginia’s workers’ compensation laws were established to safeguard employees in such scenarios.
However, depending on the circumstances of your accident, you may be eligible to file a personal injury claim in addition to your workers’ compensation benefits. This can be an important tool for holding negligent parties liable and ensuring that you receive the full compensation possible for your injuries.
An insurance company, such as a workers’ compensation insurer, may be allowed to recover funds it has paid on an injured worker’s behalf if the worker also obtains a personal injury settlement from a third party responsible for the injury. This is known as subrogation.
Your workers’ compensation insurer may have a subrogation lien against your personal injury settlement. This means that they can claim a portion of your settlement to recoup the benefits they previously paid to you. If you use health insurance benefits to pay for treatment of your injuries, your health insurer might also be able to place a lien on your personal injury settlement.
Subrogation liens can significantly impact the net amount an injured worker receives from a personal injury settlement. Therefore, it’s critical to consider these factors when negotiating any settlement to ensure you’re adequately compensated for your injuries.
Filing multiple claims for the same injury and dealing with liens on your settlement can certainly make car crashes some of the most complex workers’ compensation claims. But there are other factors complicating the case, too – like the average cost of such claims.
According to a 2018 study by the National Council on Compensation Insurance, workers’ compensation claims involving traffic accidents account for 28% of the most expensive claims paid (over $500k), although they only account for about 5% of all claims. This is because injuries from car accidents tend to be severe and often involve the head, neck, or spine.
The high cost of these claims makes insurance companies extremely motivated to reduce or deny your claim. This can often make extended negotiations and even litigation more likely.
As you can see, there are several factors that can make workers’ compensation claims for car accidents difficult to resolve. However, the most important thing to know is that you are not alone in this fight.
Hampton Injury Law, PLC is here to help you maneuver through the workers’ compensation process following an on-the-job auto accident. Our knowledge and experience can help ensure you receive the benefits to which you are entitled. It’s time to reclaim your life and focus on your recovery. Don’t navigate this journey alone; reach out to us for assistance with your workers’ compensation claim today.
Mr. Hoen handled my workman's comp case. He and his staff were outstanding. He took care of every little/big detail needed. He and his staff were there for every question we had. I highly recommend him.
Very great attorney. Would very greatly recommend him to anyone.
I can’t thank you enough. Everyone is awesome. I recommend Mr. Hoen for all your legal needs.
Mr. Hoen was thorough and professional. I recommend him if you need a good lawyer.
Mr. Hoen was very competent, friendly, and worked very hard to bring my case to a satisfactory ending. I would recommend him to anyone who needs legal representation.
I am happy with the service. Thank you. God Bless.
Great attorney and free consultation
Attorney Hoen is very professional and easy to deal with. He worked hard on our cases and was successful in winning for us. I highly recommend him.
After months and months of frustration attempting to handle the logistics of my husband’s workers' compensation case, we sought legal counsel from Mr. Hoen’s firm. It was such a relief to have someone with such professionalism and knowledge take the…
Mr. Hoen and his staff have always shown the proper concern and professionalism with every aspect of my case. He has even gone as far as to communicate with me while he was at home or out on holiday. If…
Do you have a question about your legal matters?
Receive a free consultation by filling out the form below.